The state of Texas provides a number of financial and educational resources to prospective homebuyers through various agencies. 

Texas Homebuyer University

The Texas Department of Housing and Community Affairs (TDHCA) provides a 2-hour course that guides participants through preparing for homeownership, financing a home, and purchasing a home. Completion of the course also satisfies the education requirement for some of the agency’s first-time buyer programs. Visit the website

Homebuying and Moving Guide

The Texas Attorney General’s Office provides a reference for the process and terminology involved in buying and home and common issues to know. View the guide

TDCHA Homebuyer Programs

The TDHCA offers home loan options for buyers in Texas that include downpayment assistance and closing cost assistance. View the options

Affordable Housing Programs

The Texas State Affordable Housing Corporation (TSAHC) provides financing, downpayment assistance, and mortgage credit certificate programs to Texas buyers who qualify, which can be determined with a short quiz. Take the quiz

TSAHC Assistance Calculator

This tool from TSAHC compares the different loan types and assistance options offered to qualified homebuyers in Texas. View the tool